Christmas is a special time of year, regardless of who you are. I know many people get hung up on the politically correct way to say it, but for me "Happy Holidays" just doesn't have the same "uhmph" as "Merry Christmas". Besides, why should I pass up the opportunity to acknowledge and celebrate a truly American holiday?
Many people wonder how they should go about saving up for Christmas. Other people simply ring up their credit cards and worry about paying them off throughout the year. Personally, I think the credit card route is a bad idea and encourages some not-so-good behaviors.
I recommend saving up for Christmas starting in January so that by the time you get to December, there is no such thing as "crunch time". Or, if you know that you will be getting a bonus around Christmas time, use this money. Use your tax refund from the previous year. Whatever you do, make a plan. How much do you want to spend on Christmas? Who are you going to buy presents for?
Don't worry about buying everyone you know a gift. In fact, if you don't want to buy gifts during Christmas, that's OK too. You have no moral obligation to do so. And, don't think that you must buy lots and lots of presents for the people you do decide to buy gifts for. Buying gifts for the sake of buying them is just silly. Make your gifts count. Not only will this save you money in the long run, but it might just garner a little respect for being thrifty while still being sincere and caring towards the ones you love.
Merry Christmas my dear readers!
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