Not long ago I wrote my scathing review of Dateline NBC’s expose on Indexed Annuities, but I’d like to start over from a slightly different angle and provide some insight as to why indexed linked products – whether they are CDs, corporate notes, life insurance, or annuities – offer certain advantages that no other products [...]
Entries Tagged as 'equity indexed annuities'
Put Your Savings On Steroids With Equity Indexing
December 1st, 2011 · No Comments · Insurance & Savings, Investing, Retirement Planning
I’m not much for hype, but there are some really cool financial products on the market, provided you understand the benefits and hazards that come with them. Equity indexed products have the potential to put fixed interest earnings on steroids, if you’re looking for that sort of thing. Traditionally, there has only been one way [...]
What’s Wrong With Indexed Annuities?
May 20th, 2008 · No Comments · Insurance & Savings
With a headline like that, the next thing you normally read is: “plenty” followed by a scathing review of insurance agents and insurance products. Look, there are plenty of bad insurance agents in the field. And, there are plenty of bad products. The recent Dateline exposé of fixed and equity indexed annuities called Tricks of [...]
Equity Indexed Annuities Get A Bad Rap, But Do They Deserve It?
March 27th, 2008 · No Comments · Insurance & Savings
…insurance contracts are designed to be long-term savings products and mutual funds are (or at least were initially) designed to be long-term investment products…but so many people use the terms “savings” and “investing” interchangeably…and this causes problems.